Every policy acquired by Cycladic International is carefully selected from thousands of available policies. Each and every policy will comply with the stringent criteria demanded by the Purchaser. All policies purchased will be U.S. issued and be beyond the two-year suicide and contestability periods.
A life expectancy certificate is obtained on each insured individual from an independent life expectancy evaluation company.
The actual cost of a policy is determined once all of the medical and financial underwriting has been completed.
All policies are issued by American based companies and will have a minimum financial strength rating which will be determined by the purchaser.